National Debt Helpline
Telephone 0800 138 1111 www.nationaldebtline.org They can offer you over the telephone advice on your finances. The service is government funded.
Citizens Advice Bureau
A word of caution
Be aware that debt management companies offering to help people dramatically reduce their debts may charge very high fees which will add to your overall debt. You may be charged an additional administration fee each month.
Loan sharks are illegal money lenders who often charge very high interest rates - check if a company is licensed and how to report one that isn’t. If you spot a loan shark, or have borrowed money from one, you can report them anonymously Report a loan shark Illegal Money Lending Team - England email@example.com 0300 555 2222 Available 24 hours Text LOAN SHARK and the lender’s details to 60003